Some examples and use cases from the internet:

Some examples and use cases from the internet:

• When competent authorities believe that the default rates experienced for the credit assessment of a particular ECAI are materially and systematically higher then the benchmark, competent authorities shall assign a higher credit quality step in the credit quality assessment scale to the ECAI credit assessment.
• When competent authorities believe that the default rates experienced for the credit assessment of a particular ECAI are materially and systematically higher then the benchmark, competent authorities shall assign a higher credit quality step in the credit quality assessment scale to the ECAI credit assessment.
• This increase in spreads is likely to have reflected perceptions of higher credit and liquidity risk among investors across the globe, as well as an increase in financial market volatility after a prolonged period of highly compressed spreads.
• The ECB is draining away from banks any excess liquidity that may lead to even higher credit expansion and therefore higher levels of indebtedness.
• There exist also products with significantly higher credit limits for which calculations using a lower limit would be misleading to the consumers.
• securitisations are subject to a higher credit risk than normal securitisations.
• Clients with a lower creditworthiness (or a higher credit risk for the bank) are usually charged a higher interest rate to compensate for the additional risk [117].
• It is appropriate to introduce a separate capital treatment for securitisations which tranche pools of exposures containing one or more securitisation positions since such re

• Fai is forced to take higher risk.
• In particular, remuneration policies should be aligned with the risk appetite, values and long
• Íslandsbanki assumes that the current low deposit rates will encourage investors to move some of their funds into higher yielding investments as the economy recovers and risk appetite increases.
• One possible driving factor may have been market concerns regarding public finances and a resulting decline in investors» risk appetite.
• The results of stress testing for significant exposures shall be assessed against guidelines that indicate the institution's risk appetite, and referred to senior management for discussion and action when excessive or concentrated risks are identified.
• How can financial institutions be forced/ incentivised to reduce their risk appetite?
• term interests of the credit institution or investment firm.
• Populations with potentially higher risk of systemic exposure.